Debre Berhan University Institutional Repository

The Assessment of Outreach and Profitability of Amhara Credit and Saving Institution in North Shewa Zone: A case of Six ACSI branches.

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dc.contributor.author Hailegiorgis , Kassaye
dc.date.accessioned 2022-03-11T13:36:36Z
dc.date.available 2022-03-11T13:36:36Z
dc.date.issued 2021-06
dc.identifier.uri http://etd.dbu.edu.et:80/handle/123456789/900
dc.description.abstract Currently micro finance is one of the most powerful tools for combating poverty primarily by providing loan to the poor section of the society. In light of these, the purpose of this study is to analyze the assessment of outreach level and profitability of Amhara Credit and Saving Institution in North ShewaZone: a case of sixbranches.The researcher used secondary data and the data was collected from the selected branches from the past five year’s status of each ACSI branches specifically. The study employs data obtained from a documentary review, a questionnaire survey and interviews through random and purposive sampling techniques respectively. The finding of the study reveals that; number of female loan client , percentage of women loan clients, total profit amount ,number of depositors /saver , average amount of saving deposits, income from pension administration and total net profit have significant association on the outreach and profitability of ACSI for the last five year. Therefore; the institution was give attention for the given significant factors for saving and credit in North Shewa Zone Amhara region. Therefore, the profitability could be accomplished while reaching to the poorest sections of the employers, that means both outreach and profitability were achieved simultaneously. Finally, this study suggests the associations to look over to increase the saving capacity of the members by introducing different incentive mechanisms like banks are doing. In doing so, it is possible to increase the performance of the associations. en_US
dc.language.iso en en_US
dc.subject ACSI, Amhara credit and saving institution, MFI, Outreach level and profitabili en_US
dc.title The Assessment of Outreach and Profitability of Amhara Credit and Saving Institution in North Shewa Zone: A case of Six ACSI branches. en_US
dc.type Thesis en_US


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